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2021 Fannie Mae and Freddie Mac Conforming Loam Limits

Episode 114 of Martini Mortgage Podcast

Fannie Mae and Freddie Mac maximum conforming loan limits for 2021 will increase to $584,250 according to the Federal Housing Finance Agency (FHFA) November 24, 2020 Press Release.  The 2021 maximum conforming loan limits will increase $37,850 from the 2020 level.  In 2020 the maximum conforming loan limit was $510,400 however in 2021 the new maximum conforming loan limit will be $584,250.

3 Strategies to be Victorious in a Bidding War

Episode 113 of Martini Mortgage Podcast

There is a high likelihood that if you see a home for sale that is properly priced in great condition there could be a bidding war.  Maybe you may experience a bidding war if the home for sale is not properly priced too.  The real estate market right now is very tight so a buyer needs to be prepared for a bidding war.  Kevin Martini shares 3 strategies to  be victorious in a bidding war in episode 113 of the Martini Mortgage Podcast.

Top Stressors of Selling During a Pandemic or Top Stressors of Selling a Home Period.

Episode 112 of Martini Mortgage Podcast

Many feel selling a home is stressful under normal circumstances and can be very stressful if you are selling during a pandemic.  Seller have many concerns like: how is the real estate market during the pandemic, is it smart to sell during a pandemic ???when you list your house for sale, how do you know the people touring your home for sale are serious ??? how do I know that the my house will sell for the price I want and on the timeline I want ??? will I get the price I want to sell my home ???

Episode 112 of the Martini Mortgage Podcast with Kevin Martini is called the Top Stressors Of Selling a Home.  Kevin Martini has invited s special goes to help answer these questions in the video edition of the Martini Mortagage Podcast – Lisa Quin with the Quin Realty Group at EXP Realty.

Lisa Quin is a Realtor with over 20-year experience helping families buy and sell real estate in the Triangle of North Carolina.  Lisa Quin has consistently achieved top homer in the industry.  Not only a Relator, she is a homeowner and also a real estate investor.  Quin Realty Group has a proprietary marketing strategy to identify the best way to  showcase a home for sale and to market that home home for sale to get top dollar.  When buying a home, Lisa Quin, helps clients make smart real estate decisions.

Freeze it! Don’t just monitor it!

Episode 111 of Martini Mortgage Podcast

The fastest-growing crime in the nation is Identity Theft (a.k.a. Identity Fraud). 1 out of 15 people will be impacted by Identity Theft.  Many think monitoring it is the best strategy however this alerts you after a bad actor has already gained access to your information. The credit freeze it is the most reliable defense you have in your arsenal to prevent Identity Fraud.

One needs to be proactive to prevent Identity Theft, they should not be reactive.  This special episode of the Martini Mortgage Podcast shares a way one can be proactive to protect their identity and prevent Identity Fraud by freezing their credit.  Freezing your credit essential restricts access or locks others out from accessing your credit. It is my opinion that the credit freeze is the most powerful thing that one can do to protect themselves from the fraud of identity theft. Find out how you can do this for FREE.

FOR SHOW NOTES AND RESOURCES DISCUSSED GO TO:

https://www.martinimortgage.com/the-credit-freez…t-just-monitored/

Things to Consider When Buying a Home Fall 2020

Episode 110 of Martini Mortgage Podcast

There are many thing to consider when buying a home as a first time home buyer or as a repeat homebuyer.  Raleigh Mortgage Strategist, Kevin Martini, highlights 10 key topics that are top of mind for many right now whom are considering to buy real estate now, soon or in the future.

Episode 110 is an audio summary of the Fall 2020 Martini Buyer Guide called: Things to Consider when Buying a Home. The information in this 20-page homebuyer guide is helpful if one is buying or if one is selling real estate.  It is event helpful for one that works in the real estate arena.

The Martini Buyer Guide is available for FREE by going to: www.MartiniBuyerGuide.com

Your Mortgage - Deal Maker or Deal Breaker?

Episode 109 of Martini Mortgage Podcast

Your mortgage can be a deal maker or a deal breaker.  When you are buying a home for the first time or as a repeat buyer, it is irrelevant to communicate to a home seller that you are read and willing…you need to communicate that you are ready , willing and able to buy.  The only way to properly communicate your ability to buy is via a Mortgage Pre-Approval Letter. 

Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgages discusses the material differences between a mortgage pre-qualification and mortgage pre-approval in episode 109 of the Martini Mortgage Podcast.

5 Financial Reasons for Homeownership

Episode 108 of Martini Mortgage Podcast

Is owning a home right for everyone – NO IT IS NOT! Is owning a home right for you?  I do not know, but I do know there are financial benefits to owning a home and this episode of the Martini Mortgage Podcast will highlight the 5 Kevin Martini Financial Reasons for Homeownership.

Buying a home as a first-time homebuyer or as a repeat homebuyer is a process, not an event.  Since there is never a substitute for education…the home buying process starts start with education regardless of you experience level with real estate.  They’re intangible benefits to owning a home but there are also financial benefits too!

The Martini Mortgage Podcast is curated and hosted by Raleigh Mortgage Strategist Kevin Martini with the Martini Mortgage Group at Benchmark Mortgage and this is episode 108 called: 5 financial Reasons of Homeownership in Raleigh or anywhere in North Carolina or any city and state in the U.S. for that matter.

The Good Old Days are Right Now

Episode 107 of Martini Mortgage Podcast

There are times that people talk about the ‘Good Old Days’…what they were able to do way back when.  There are few moments in life that you are able to live in the ‘Good Old Days’ and right now is one of those rare occasions.  Right now is the ‘Good Old Days’ for real estate and home loan rates and potentially a once in a life-time opportunity.

Jobs and the Housing Market

Episode 106 of Martini Mortgage Podcast

Today, top of mind with many people is real estate.  People that own real estate are concerned about the economy and how it is going to impact their home value.  Renters are concerned with jobs or unemployment numbers and this is preventing them from exploring buying options.  Jobs and the housing market is what this special episode of the Martini Mortgage Podcast is all about. 

VA Home Loan Explained

Episode 105 of Martini Mortgage Podcast

The VA Home Loan is not just one of the most powerful home loan options but it is also the best mortgage option available today.  When you think about it, it should be.  The best home loan product should be reserved for the brave that serve our country.  This episode of the Martini Mortgage Podcast highlights the 4 things that you need to know about the VA Home Loan AND Kevin Martini shares the 9 benefits that an active Servicemember, Veteran or surviving spouse of a fallen hero need to know about a VA Home Loan.

Mortgage Rates AND Home Price

Episode 104 of Martini Mortgage Podcast

Mortgage rates are not just low they are hovering near historic all-time lows.  In addition, home appreciation in this market is not myth — it is a reality! Mortgage Strategist Kevin Martini discusses what the current home loan rate environment is like and what it means to one that is a first-time home buyer or a repeat homebuyer too.  Plus a discussion about home prices…where are they head and how has COVID-19 impacted them.

If you are thinking this like 2008, STOP IT!

Episode 103 of Martini Mortgage Podcast

National Homeownership Month

Episode 102 of Martini Mortgage Podcast

Credit Scores 101

Episode 101 of Martini Mortgage Podcast

What is going on that you need to know!

Episode 100 of Martini Mortgage Podcast

VIDEO EDITION: "What is going on that you need to know!"

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